Cybercrime is becoming a common problem for both businesses and consumers. Anyone who has access to the internet is at risk of being affected by one or more of the following types of cybercrime. Even if you do everything within your power to protect yourself and your devices, breaches can occur. In some cases, the problem isn’t with the consumer at all. Instead, any company that has access to an individual’s most sensitive and confidential information can be targeted, putting everyone in their database at risk.
Malware: The Most Common Type of Cybercrime
Malware is easily one of the most common types of cybercrime. Your devices can become infected by a virus without your knowledge by merely opening an email or visiting a site that is designed to “spoof” your information. If a smartphone or tablet becomes infected with the virus, it can be passed on to other devices within your home network, even if the connection is secure. Without the proper protection, a virus can spread unchecked throughout your entire network.
A data breach occurs when a company’s database has been infiltrated by hackers who steal your confidential information. Once they have your information, they can sell it to identity thieves who can establish new lines of credit in your name. Companies need to have a sound cyber-security system in place to protect their customer’s information and reduce their overall risk of financial loss. It’s essential to have reliable and robust anti-virus software to protect your company’s interests.
Credit Card Scams/Fraud
Credit card scams have affected over 50% of Americans at some point, resulting in millions of dollars worth of damage. Entering your card number on a fake website or giving your information to someone over the phone can result in that number being used to purchase a variety of items. This type of information is also at risk if you use unsecured W-Fi portals in public areas such as fast food restaurants, public libraries, coffee shops, or in hotels.
Your credentials can include passcodes, passwords, and PINs that you use to access your online banking information, email accounts, social media accounts, or employment websites. If these credentials fall into the wrong hands, they can give the person access to all of your most important, confidential information. Changing your passwords and PINs on a regular basis will make it more difficult for your information to be stolen.
Hacking and Phishing: One of the Easiest Forms of Cybercrime
Email and social media accounts are often the easiest platforms for hackers and those who use phishing software. By accessing these accounts, a cyber-criminal can gain valuable information. Although accounts can be hacked in many different ways, the most common has to do with opening an attachment within an email that has a virus attached to it. Business emails are no different and can cause financial hardship if a hacker gains access to the company’s vital information.
On both a business and personal level, controlling cybercrime is a must. This means protecting every aspect of your digital presence. From your phone to any device that you may use as part of your business, protecting your interest with the right IT security program will help you to maintain the integrity of your system. Talk to your IT staff and perform a cyber-security audit to determine your strengths and weaknesses. Once you know where your vulnerabilities lie, you can take the necessary steps needed to protect yourself on every level.